2-YR FIXED · RESIDENTIAL

Halifax 2-Year Fixed

Product code HAL-2F-60 · Rates as of 23 Jul 2026

Key figures

Initial rate4.19% fixed
Initial period2 years
Follow-on rate8.14% (SVR)
Max LTV60%
Loan range£2,500,000 – £150,000,000
Term5 – 40 years
Product fee£999
APRC (representative)7.1%

Early repayment charges

Year 12%
Year 21%

Features & conditions

FeaturesNo ERC yr 2+, Free valuation
EligibilityResidential borrowers with at least 40% equity.

About this product

A short 2-year fixed rate from Halifax at 60% LTV, with free valuation and no early repayment charge after year 2.